Certified Center

Lease a 2026 X3 30 xDrive for $569/month for 39 months. Click here to find yours.

We use cookies and browser activity to improve your experience, personalize content and ads, and analyze how our sites are used. To view the categories of personal information we collect and the purposes for which the information is used, or to exercise your rights under the California Consumer Privacy Act (CCPA), click here. Note that while we do not sell personal information for monetary value, we disclose personal information to third parties, such as vehicle manufacturers, in such a way that may be considered a “sale” of personal information under the CCPA. To direct us to stop the sale of your personal information or to re-access these settings or disclosures at any time, click the following link: Do Not Sell My Personal Information

BMW Financial Services

A man enters a BMW from the driver's side
A man sits on the hood of a parked BMW while checking his phone
LeasingFinancingProtection PlansManage AccountFAQs

Lease or Finance Choosing a Path to Your BMW

A customer with a sales associate being shown a car

The Flexibility of Leasing

Love driving the latest BMW? Leasing is an option that gives you the freedom to switch vehicles more often.

Benefits of Leasing

- New vehicle every few years
- Lower monthly payments
- Fewer long-term considerations

Apply Now
A driver and passenger laughing together while driving a vehicle

The Security of Financing

Ready to own your BMW outright? Financing lets you enjoy your vehicle without restrictions.

Benefits of Financing

- Vehicle ownership
- Personalize vehicle with customized options
- No mileage restrictions or penalties

See Offers

A Lease That's Right For You

With BMW Financial Services, you can personalize a lease around your driving needs – choosing term lengths, mileage needs, and more with low monthly payments.

A dealer at a BMW Center speaks with a couple in front of a BMWA couple inside a BMW getting ready for a drive

Pre-Pay Lease Program.

If you prefer to pay the entire lease up front, this program offers discounted payments and flexibility. When the lease ends, your liquidity gives you the option to purchase your BMW.

Keep Payments Low with Multiple Security Deposits.

You can opt to put down up to seven security deposits on a new lease or transfer balance from an existing lease at lease end to keep your payments low.

Mileage Adjustment Program (MAP).

With the Mileage Adjustment Program (MAP), you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle.

Credit Lock.

Take advantage of attractive rates and offers happening now by locking in a rate for an extended period, so you never miss out on a great deal.

Lease Extensions Made Easy.

Not ready to part ways with your BMW? You may have options to extend your lease. Visit your MY BMW account to see how to hold onto your BMW longer.

Guidance for Vehicle Return.

Nearing completion of your lease? If you decide to return your vehicle, BMW Financial Services has the information to help guide you.

Learn More

Financing Programs for Your BMW

BMW Financial Services offers flexible options with customizable terms and no mileage restrictions. Plus, when it's time to upgrade you can leverage your trade-in value.

Apply Now
A man speaks on a phone with a BMW parked in the background

Lock in Rate**

BMW Credit Lock lets you lock in a rate for an extended period, so you never miss out on a great deal.

A man smiles in front of a parked BMW

Waived Disposition Fee

Finance your next BMW through BMW Financial Services and we'll waive your disposition fee at the end of your term.

A man holds his young daughter in front of a parked BMW

Select Balloon Financing *

This option offers all the perks of ownership with lower monthly payments compared to traditional financing.

At the end of your contract when your balloon balance is due you can choose to pay balance in full, apply to refinance balance, or use the trade in value of your BMW (if you have equity) to help cover your balance.

Savings Programs For Unique Drivers

A smiling woman holds her degree while dressed in a graduation cap and gown

BMW College Graduate

Recent graduates can celebrate with special savings on a new or Certified Pre-Owned BMW.

Learn More
A smiling man dressed in a military uniform

BMW Military Program

Active-duty personnel, retirees, veterans, and military family members can enjoy exclusive savings for their service and sacrifice.

Learn More
Interior shot detailing the M Sport Steering Wheel on a BMW M 330e Sedan

BMW Accessibility Program

Make your BMW more accessible than ever with rebates on adaptive equipment.

Contact Us
A couple in business attire walk away from a BMW sedan in a parking garage

BMW International Executive

If you’re working in the U.S., you might qualify for this exclusive program.

Contact Us
A woman adjusts her rearview mirror from the driver's seat

Protection Products Care That Goes The Extra Mile

From comprehensive protection plans to extended service coverage, we can help ensure your BMW is safeguarded from the unexpected for miles to come.

Contact Us
An image of BMW Financial Services credit cards

BMW Cards Put High Performance In Your Wallet

Fast rewards and powerful perks ­­– find the BMW Card that's right for you.

Apply Now Redeem Rewards

Frequently Asked Questions

BMW Financial Services exists to help get you into the Ultimate Driving Machine® of your dreams with clear pricing, tailored lease and finance options, and personal service. You'll be guided to the right products and services by the people who know BMW best – and get access to exclusive benefits, offers, and events that take your BMW experience even further.
With BMW Financial Services, you can personalize a lease around your driving needs –choosing term lengths, mileage needs, and more with low monthly payments. Your interest rate and the residual value of your vehicle will be built into your contract to ensure total visibility into your lease terms.
In most cases BMW Certified vehicles qualify for leasing. The BMW Certified Program is an extensive certification program for pre-owned BMWs. To earn the distinction of being certified, vehicles must have more than 300 miles but less than 60,000 miles on the odometer. We review each vehicle's CARFAX™ or AutoCheck® report, and ensure that it has genuine BMW parts, plus an up-to-date maintenance history. Next, 360° vehicle inspections, reconditioning, and approvals are completed by trained technicians who know BMW best. A comprehensive road test by BMW experts is the next step in the process, using all-BMW diagnostic equipment.
With the Mileage Adjustment Program (MAP), you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle. Purchase additional lease miles by calling (800)-959-4269 or sign into your My BMW account.
BMW Financial Services offers competitive interest rates and flexible contract terms from 24 to 84 months with a wide range of down payment options. Depending on what works best for your budget, you can choose weekly, bi-weekly, or monthly payment options.
By Phone

24/7 Account Information: 1 (800) 578-5000. Internal calls dial 1 (614) 718-6350

Financial Products and Services (for new or Certified Pre-Owned vehicles): 1 (800) 831-1117

BMW Credit Card Questions: 24/7 U.S. based Cardmember Services is available toll-free at 1 (866) 845-3079. For International, call collect 1 (701) 461-2543

Online

Secure Message Center (SMS): to send us a message regarding your financial services account or vehicle, click here for the Message Center.

My Account: to view your account online log in to MyBMW.

My BMW App: download the My BMW App via the App Store or get it on Google Play.

Two women stand next to a BMW parked against a modern building

Contact Us

PRIVACY: Please click here for the BMW Financial Services Privacy Statement (including state specific privacy statements and contact methods). BMW Financial Services NA, LLC, NMLS #2738

Disclaimers

* BMW Select balloon financing is a retail installment sales contract with a balloon payment. BMW Select balloon financing is not available in IL, NC, ND, NH, NV, PA, TX and WV. Financing provided to well-qualified customers financing their purchase of BMW vehicles from participating BMW Centers with assignment to BMW Financial Services NA, LLC or BMW Bank of North America. Final balloon payment amount depends on creditworthiness, contract terms, and estimated future market value of the financed vehicle at the end of the BMW Select contract term. Programs may change without notice. Please see your BMW Center for details.

** Eligibility and availability of BMW Credit Lock is subject to credit review and approval by BMW Financial Services NA, LLC. Qualified Credit Lock applicants must take delivery within the credit lock period and requires that the vehicle be leased or financed with BMW Financial Services NA, LLC, through an Authorized BMW Center. Locked credit expires if the vehicle is not delivered within the application credit lock period. All offers are subject to availability from existing dealer inventory. For BMW Credit Lock program details and available models, contact an Authorized BMW Center.

Select a series:

Hendrick Vehicle Disclaimer:

$85.00 Dealer Document Processing Charge included in advertised price. All prices exclude all taxes, tag, title, registration fees, government fees, smog certificate of compliance or noncompliance, emission testing charge and electronic filing fee. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer. All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Additional Disclaimers:

Well-qualified customers who purchase a new, used, or certified pre-owned vehicle, 4 model years or newer with less than 60K miles between June 2, 2026 and July 31, 2026, and finance through a participating dealer and lender have the option to defer monthly payments for 90 days from contract date. Excludes Hendrick Performance vehicles. Finance charges begin to accrue on the date you sign the Retail Installment Sale Contract at the Annual Percentage Rate (APR) disclosed in the contract. May not be combined with other preferred lender financing offers. 75 months maximum term limit. Equal monthly payments only. Not available to Pennsylvania residents; see your dealer for details. Must take retail delivery by July 31, 2026. See dealer for complete down payment and interest rate options and details. Financing available to qualified buyers. Some exclusions apply. See dealer for complete details. 

Loyalty Offers available to qualified customers who have leased or financed a BMW model through BMW Financial Services NA, LLC in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $5,000 off MSRP on select new 2026 740i xDrive Sedan models (consists of $4,000 BMW of North America, LLC contribution plus $1,000 loyalty contribution from your BMW Center). Must take delivery by June 30, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details.

Valid on 2026 X3 30 xDrive models. Through June 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through June 30, 2026. Visit your authorized BMW Center for important details.

Valid on 2026 330i Sedan models. Through June 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through June 30, 2026. Visit your authorized BMW Center for important details. Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW 330i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $479 per month for 39 months is based on an adjusted capitalized cost of $46,685 (MSRP of $53,900, including destination and handling fee of $1,350, less $3,555 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,660 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,555 capitalized cost reduction, $479 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $30,723, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,405 (MSRP of $47,200, including destination and handling fee of $1,350, less $2,905 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,905 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,432, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. **Valid on 2026 X1 xDrive28i models. Through June 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through June 30, 2026. Visit your authorized BMW Center for important details.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW iX xDrive60 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $799 per month for 36 months is based on an adjusted capitalized cost of $72,555 (MSRP of $89,950, including destination and handling fee of $1,450, less $5,375 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $4,520 and Lease Credit of $7,500). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,375 capitalized cost reduction, $799 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $47,674, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 01, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $66,100 (MSRP of $76,250, including destination and handling fee of $1,450, less $5,135 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,015 and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,135 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,650, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details. **Valid on 2026 X5 xDrive40i models. Through June 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through June 30, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $1,000 off MSRP for well qualified buyers.

Valid on 2026 X7 xDrive40i models. Through June 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through June 30, 2026. Visit your authorized BMW Center for important details. Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW X7 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $989 per month for 39 months is based on an adjusted capitalized cost of $81,105 (MSRP of $93,200, including destination and handling fee of $1,550, less $6,375 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,720, Lease Credit of $1,000, and National Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,375 capitalized cost reduction, $989 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,396, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

From 1.99% APR up to 72 months at $14.75 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 06/30/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 06/30/2026.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Lease offer available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 36 months is based on an adjusted capitalized cost of $50,295 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,355 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,300 and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,355 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through June 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Inventory

Financing

Service & Parts

About

Copyright © 2026 - BMW of Murrieta

Advanced Automotive Dealer Websites by Dealer Inspire
BMW of Murrieta is registered with the California Bureau of Automotive Repair. B.A.R. Registration #ARD299673. Phone: (951) 249-8000
X3 and X5 Models
New Vehicle Specials
X3 and X5 Models
New Vehicle Specials

Contact Us

Main 833-613-1189 Parts 833-613-1189 Sales 833-613-1189 Service 833-613-1189
41430 Auto Mall Parkway
Murrieta, CA 92562
Get Directions

Menu

Search Vehicles

Search By Keyword:
Search By Filters:

Contact Us

Main: 833-613-1189 Parts: 833-613-1189 Sales: 833-613-1189 Service: 833-613-1189

Get Directions

41430 Auto Mall Parkway, Murrieta, CA, 92562
BMW of Murrieta 33.531420, -117.170690.