Lease a 2026 X3 30 xDrive for $549/month for 39 months. Click here to find yours.

Can I Lease a Car with Bad Credit?

If the question of “can you lease a car with bad credit?” has ever crossed your mind, you’ll be happy to know that the answer is a resounding yes. That said, if you have plans to lease a new or used car with bad credit in the Corona area, you’ll be subjected to a credit check. This can affect the rates you’ll be looking at paying. You can learn more about what you can do to lower your rates and whether it is easier to lease a car with bad credit or finance one. While you’re here, see what lease specials are currently available at BMW of Murrieta!

Is it Easier to Lease a Car with Bad Credit Than to Finance?

“Can I lease a car with bad credit?” You’ll often hear drivers in Riverside asking this question. Some drivers may have an easier time finding a lease for a new car with bad credit than trying to finance. This is because it is less risky for a dealership to offer a temporary lease instead of a long-term loan. That being said, bad credit still means higher monthly payments for leases, and a larger down payment upfront. Even still in the majority of cases, this is a more cost-effective option for Ontario drivers with low credit than a car loan with high interest rates.

Tips for Lowering Your Lease Payments

If you have chosen to lease a new car with bad credit, there are a few protective measures you can take to help lower your per month payments. These ideas are often vital when you are trying to find out if you can lease a car with bad credit:

  • Make sure you know what your credit score is before applying for a lease.
  • Make a larger down payment if you have a subprime credit score. This helps you to negotiate a lower monthly rate.
  • If you are rebuilding your credit and are financially stable, bring proof such as pay stubs and bank statements. This will help to reassure the dealership that you can make consistent payments.

Can I Lease a Car With Bad Credit at BMW of Murrieta?

Is it easier to lease a car with bad credit or take out a car loan? Can you lease a car with bad credit? BMW of Murrieta is here to help make the answers to your questions easy by providing you all the tools and information you need. Our finance department will sit down with you and explore all of your options to find the best fit for your budget. Contact us today to speak to one of our expert staff, or to schedule a test drive of a new car. Looking for ways to improve your credit score? We’ve got you covered, visit our finance team for more information.

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Hendrick Vehicle Disclaimer:

$85.00 Dealer Document Processing Charge included in advertised price.
All prices exclude all taxes, tag, title, registration fees, and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer. All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Additional Disclaimers:

Loyalty Offers available to qualified customers who have leased or financed a BMW model through BMW Financial Services NA, LLC in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $5,000 off MSRP on select new 2026 BMW 750e xDrive Sedan models (consists of $4,000 BMW of North America, LLC contribution, plus $1,000 loyalty contribution from your BMW Center). Must take delivery by November 02, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details. Purchase Credit: Valid on 2026 BMW i4 eDrive40 models. Through November 02, 2026, 3.99% APR financing for up to 24 monthly payments of $43.42 for every $1,000 financed, and 3.99% APR financing for up to 60 monthly payments of $18.41 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $3,750 off MSRP for well qualified buyers.

Valid on 2026 BMW X5 xDrive40i models. Through September 30, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through September 30, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $1,000 off MSRP for well qualified buyers.

Valid on 2026 BMW X3 30 xDrive models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. **Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $549 per month for 39 months is based on an adjusted capitalized cost of $49,990 (MSRP of $58,450, including destination and handling fee of $1,350, less $3,825 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,635, Lease Credit of $1,000, and SoCal Edition Package Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,825 capitalized cost reduction, $549 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,317, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. This X3 Offer requires SoCal Edition Package included in the vehicle build. SoCal Edition Package Credit of $1,000 is a credit against the MSRP of the vehicle. In order to qualify for the SoCal Edition Package credit, the applicable X3 30 xDrive model must be equipped with the SoCal Edition Package (Package Code: ZS9). Contact your local BMW Center for more details. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2026 BMW 330i Sedan models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. **Advertised lease offer is a national advertisement intended to be available on new 2026 BMW 330i Sedan models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $459 per month for 39 months is based on an adjusted capitalized cost of $46,685 (MSRP of $53,900, including destination and handling fee of $1,350, less $3,555 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,660, and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,555 capitalized cost reduction, $459 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $30,723, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2026 BMW i4 eDrive40 models. Through November 02, 2026, 3.99% APR financing for up to 24 monthly payments of $43.42 for every $1,000 financed, and 3.99% APR financing for up to 60 monthly payments of $18.41 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $3,750 off MSRP for well qualified buyers. **Advertised lease offer is a national advertisement intended to be available on new 2026 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $549 per month for 36 months is based on an adjusted capitalized cost of $50,290 (MSRP of $60,700, including destination and handling fee of $1,350, less $3,375 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,285, and Lease Credit of $3,750). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,375 capitalized cost reduction, $549 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $33,385, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2026 BMW X1 xDrive28i models. Through September 30, 2026, 1.99% APR financing for up to 24 monthly payments of $42.54 for every $1,000 financed, and 1.99% APR financing for up to 60 monthly payments of $17.52 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through September 30, 2026. Visit your authorized BMW Center for important details. **Advertised monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $41,685 (MSRP of $47,750, including destination and handling fee of $1,350, less $3,175 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $1,890, and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,175 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $.25/mile over $32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $26,740, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through September 30, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2026 BMW 228 Gran Coupe models. Through November 02, 2026, 2.99% APR financing for up to 24 monthly payments of $42.98 for every $1,000 financed, and 2.99% APR financing for up to 60 monthly payments of $17.96 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. **Advertised lease offer is a national advertisement intended to be available on new 2026 BMW 228 Gran Coupe models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $429 per month for 39 months is based on an adjusted capitalized cost of $39,495 (MSRP of $44,100, including destination and handling fee of $1,350, less $2,405 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $2,200). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $2,405 capitalized cost reduction, $429 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $25,137, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2026 BMW X5 xDrive40i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. Available Purchase Credit of $1,000 off MSRP for well qualified buyers. **Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $66,100 (MSRP of $76,250, including destination and handling fee of $1,450, less $5,135 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,015, and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,135 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,650, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Valid on 2027 BMW X7 xDrive40i models. Through November 02, 2026, 0.9% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.9% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through November 02, 2026. Visit your authorized BMW Center for important details. **Advertised lease offer is a national advertisement intended to be available on new 2027 BMW X7 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer's Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer's actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $969 per month for 39 months is based on an adjusted capitalized cost of $81,445 (MSRP of $94,000, including destination and handling fee of $1,550, less $6,795 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,760, and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,795 capitalized cost reduction, $969 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.3/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,820, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through November 02, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Through November 2, 2026, 2.49% APR financing for up to 72 months is available on 2022-2024 BMW Certified Pre-Owned iX models. A 72 month finance contract for a 2022-2024 BMW Certified Pre-Owned iX model, and an APR of 2.49%, requires 72 monthly installments of $14.97 per $1,000 financed. No down payment is required for well qualified customers. Offer valid through 11/02/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate or down payment waiver. Other rates and terms available. All offers subject to vehicle availability.

BMW of Murrieta is registered with the California Bureau of Automotive Repair. B.A.R. Registration #ARD299673. Phone: (951) 249-8000

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41430 Auto Mall Parkway, Murrieta, CA, 92562
BMW of Murrieta 33.531420, -117.170690.