What to Do After a Car Accident

Driver Making Phone Call After Accident

 

Do you know what to do after a car accident? Do you know how to file a car insurance claim? Don’t worry. Our finance department likes to keep our Murrieta customers informed. So, we’ve put together step-by-step instructions below on what you should do if you find yourself in an accident, as well as how to file a car accident claim.

What to Do After a Car Accident – 8 Steps

The most important thing to do after an accident is to stay calm. Follow these steps if you’re suddenly in a car accident on one of our Corona roads:

What to Do After a Car Accident

  • Check to see if anyone is injured. If so, call 911.
  • If possible, pull your vehicle off the road and out of the way, but not too far from the scene of the accident.
  • Call the police so that they can file an accident report.
  • Exchange insurance and contact information with the other driver.
  • Do not admit fault — fault in an accident is a legal determination arrived at by insurance companies and courts. Relay the facts of the case truthfully to police and your insurance company without admitting fault.
  • Take pictures of the damage of both vehicles, regardless of who is at fault.
  • Call your insurance carrier, regardless of who is at fault or what kind of coverage you have.
  • Follow up with medical professionals if you were injured.

How to File a Car Insurance Claim

You will want to file a car accident insurance claim as soon as possible after an accident. It is generally not a good idea to talk to the other driver’s insurance company or attorney. Let your insurance company do that.

How to File a Car Insurance Claim

  • Locate your policy number and other insurance information.
  • Have your copy of the accident report ready.
  • Have the contact and insurance information of the other driver ready.
  • Call the claim line at your insurance provider found on your insurance card, and let your provider know that you want to file a car accident insurance claim.

Let BMW of Murrieta Help

Our finance department would be happy to help you with any insurance questions you may have. And, if you’ve found this guide to be helpful, check out our other tips and tricks. We’re conveniently located near both Riverside and Ontario. So, drop by or contact us today!

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